The Huma Finance token mint has successfully revoked both mint and freeze authorities, ensuring supply stability and preventing account freezing. However, the protocol faces significant economic risks due to 99.8% of liquidity being held in an unlocked wallet by the pool creator and high holder concentration. Third-party registry data indicates concerns regarding metadata mutability and ownership distribution.

On-chain security analysis — is it a scam or legit?
Is Huma Finance Safe?
Not verified
This record has not gone through deep verification and is not being monitored. The score is a dated snapshot — the token’s risk can change at any time.Own this token? Put it under verification →The Huma Finance token mint has successfully revoked both mint and freeze authorities, ensuring supply stability and preventing account freezing.
Read the full analysis- Liquidity not locked
- Top-10 concentration > 30%
Exact factors
- Liquidity NOT locked (100% of the pool; this pool is 72% of DEX liquidity) — withdrawable by the owner/deployer — rug-pull risk
- Top-10 concentration > 30% (76.5% total → 33.4% effective; 4.7% in EOAs, 71.8% in contracts)
Each factor is an on-chain fact recorded at the time of this analysis. The score is computed from them by a deterministic function, so the same contract returns the same score for anyone who runs the audit. How scores are computed
Security Checklist
as of audit · Oct 27Holders
as of audit · Oct 27, 2026- Contractstreasury, vesting, bridge, staking71.8%
- Walletsanonymous holders, free to sell4.7%
- Everyone else21,770 holders23.5%
How holder types affect the score
Solana holder types come from the account itself: a program-derived account (no private key — vaults, vesting, pools) counts as a contract; anything else is a wallet. DEX pools are matched to the token's own pools and left out of the concentration the score reads.
Holder balances as recorded by the audit of Oct 27, 2026
Liquidity
as of audit · Oct 27- Meteora DYN2USDCAnalysed$659.0K72.3%
- Raydium CPMMUSDC$225.7K24.8%
- Meteora DLMMSOL$25.6K2.8%
- Meteora DLMMUSDC$3490.0%
- Meteora DLMMSOL$2760.0%
- Meteora DLMMSOL$1370.0%
The 3 remaining pairs hold $7 between them and are not listed. The risk score reads depth across every pair.
The LP tokens of the analysed pool are not locked or burned, so whoever holds them can withdraw that liquidity.
6vPq6V…wV8kA privileged address — the deployer, the owner, or the token contract itself — is among these holders, so that party can withdraw liquidity.
Security Findings
HighPool Creator Can Withdraw Liquidity
99.8% of the pool's liquidity is held, unlocked, by the wallet that created the pool (6vPq6V…wV8k). It can remove that liquidity at any moment and leave holders unable to sell.H-01
Issue
99.8% of the pool's liquidity is held, unlocked, by the wallet that created the pool (6vPq6V…wV8k). It can remove that liquidity at any moment and leave holders unable to sell.
Fix
Watch that wallet's liquidity position; treat the pool as removable until the liquidity is burned or locked.
Status
Unresolved
HighHolder Concentration > 70%
The ten largest holders that can sell hold 76.48% of supply. Coordinated sell-off would crash price; single-whale dumps are common in this range.H-02
Issue
The ten largest holders that can sell hold 76.48% of supply. Coordinated sell-off would crash price; single-whale dumps are common in this range.
Fix
Monitor top holder wallet activity for potential large-scale sell pressure.
Status
Unresolved
HighLiquidity withdrawable by the owner/deployer
0.0% of the pool's LP is burned or time-locked. 99.8% is held, unlocked, by the wallet that created this pool (6vPq6V…wV8k) — it can pull that liquidity at any moment. This is the rug-pull path. This assessment covers the main pool, which holds 72% of the token's DEX liquidity; the other pools were not assessed.QA-LIQUIDITY
Issue
0.0% of the pool's LP is burned or time-locked. 99.8% is held, unlocked, by the wallet that created this pool (6vPq6V…wV8k) — it can pull that liquidity at any moment. This is the rug-pull path. This assessment covers the main pool, which holds 72% of the token's DEX liquidity; the other pools were not assessed.
Fix
Check the lock's end date and beneficiary on the locker's own page before relying on it.
Status
Acknowledged
MediumMutable Metadata
Token name, symbol, or image can be changed post-launch.M-01
Issue
Token name, symbol, or image can be changed post-launch.
Fix
Verify metadata against off-chain expectations before trusting branding.
Status
Unresolved
InfoWho holds the supply
The ten largest holders own 76.5% of supply. What remains: 4.7% in wallets, 71.8% in other contracts. 21,780 holders in total.QA-HOLDERS
Issue
The ten largest holders own 76.5% of supply. What remains: 4.7% in wallets, 71.8% in other contracts. 21,780 holders in total.
Fix
Watch the largest wallets that are not exchanges, pools or locks — those are the ones that can move the price.
Status
Acknowledged
InfoIdentity verified by independent sources
Listed on CoinGecko as Huma Finance (HUMA), market cap $36M, rank #563. 21,780 holders. Verified by: CoinGecko.QA-IDENTITY
Issue
Listed on CoinGecko as Huma Finance (HUMA), market cap $36M, rank #563. 21,780 holders. Verified by: CoinGecko.
Fix
Match the contract address against the project's official channels before trading.
Status
Acknowledged
InfoThe market for this token
Liquidity $911K (DexScreener, all pools). 24h trading volume $71.1M (CoinGecko, all markets, daily snapshot). 24h trading volume $498K (DexScreener, all pools).QA-MARKET
Issue
Liquidity $911K (DexScreener, all pools). 24h trading volume $71.1M (CoinGecko, all markets, daily snapshot). 24h trading volume $498K (DexScreener, all pools).
Fix
Size any position to the liquidity and daily volume shown — they set how much you can sell and at what price.
Status
Acknowledged
InfoWhat the token's controller can do
The contract lets its controller — nobody (ownership renounced) — change the token's name, symbol and image. Ownership is renounced, so nobody can use them now.QA-POWERS
Issue
The contract lets its controller — nobody (ownership renounced) — change the token's name, symbol and image. Ownership is renounced, so nobody can use them now.
Fix
Check who holds these powers and whether a timelock or multisig stands between them and holders.
Status
Acknowledged
InfoAsset class: Project token
A token issued by a project for use, governance or fundraising. Scored on its contract and market facts. The class itself adds no points; the contract and market facts decide the score. Basis: no class-specific evidence. Tokenomics — Supply: fixed — the contract has no mint function. Control: nobody (ownership renounced). Code: not upgradeable (no proxy). Fees: no buy or sell tax. Market: $911K of DEX liquidity across 13 pools. Launch: 519 days of market history.QA-PROFILE
Issue
A token issued by a project for use, governance or fundraising. Scored on its contract and market facts. The class itself adds no points; the contract and market facts decide the score. Basis: no class-specific evidence. Tokenomics — Supply: fixed — the contract has no mint function. Control: nobody (ownership renounced). Code: not upgradeable (no proxy). Fees: no buy or sell tax. Market: $911K of DEX liquidity across 13 pools. Launch: 519 days of market history.
Fix
Check the project's own documentation for what the token is used for; this report covers what the contract allows.
Status
Acknowledged
Analysis
AI Copilotas of audit · Oct 27The token utilizes the standard SPL Token program (v3). 7.1 Architecture and 7.3 Access Control are robust as both mint and freeze authorities are revoked. 7.2 Code Security is inherent to the audited SPL program standard. 7.8 Operations remain stable with no active transfer hooks or custodial delegates.
7.4 Economic and 7.5 Governance risks are elevated due to high holder concentration, with the top 10 holders controlling 76.48% of the supply. 7.6 External liquidity data shows $653,779 in TVL, but 99.8% of this liquidity is held by the pool creator in an unlocked state. The 433-day pair age provides historical context, but the lack of locked liquidity remains a critical vulnerability.
7.7 Upgrades are not applicable to the SPL mint logic itself, but 7.8 Operations are impacted by mutable metadata. The token metadata can be modified by the current owner, which may affect branding integrity. No other upgradeable extensions are active.
Investors should monitor the pool creator's wallet (6vPq6V…wV8k) for any movement of the 99.8% unlocked liquidity.
We recommend that the project team move this liquidity to a time-locked contract or burn the LP tokens to mitigate the risk of a sudden liquidity withdrawal. Additionally, holders should be aware that the metadata is mutable. Verify the token's identity and branding through official channels before interacting with the asset, as the name or symbol could be altered by the current owner.
Contract & Record
Free for any token on the record. It links to this page and always shows the current score and the date it was checked.
- Oct 27, 202640Medium
Score changes are recorded as dated snapshots — history is append-only and cannot be edited.
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